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Recently the FTC cracked down on companies advertising free credit reports. These companies the credit bureaus created confusion between the governments truly free AnnualCreditReport.com and their own websites yearly free credit report Knoxville that advertised free credit reports but sometimes nefariously charged customers credit cards after a trial period expired for a service they didnt realize they signed up for.

After the FTC determined that companies can no longer yearly free credit report Knoxville advertise free credit reports, the industry shifted to offering different products, like $1 credit reports and free credit scores.